BHIM is an app developed by the National Payments Corporation of India (NPCI) that allows people to send and receive money using the Unified Payments Interface (UPI). This lets you send money directly to the recipient’s Aadhaar number via the BHIM app. It can be useful if the recipient doesn’t have a virtual payment address (VPA) for UPI, as an alternative to entering their account number and bank’s IFSC. There are some caveats to paying via Aadhaar via the BHIM app. First is that the person you are sending money to should have their Aadhaar number linked to a bank account. If that’s not the case, then paying via Aadhaar won’t work. Secondly, BHIM doesn’t show the account holder’s name, so double-check the number carefully before sending money.